25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (2022)

25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (1)

Retirement is a luxury everyone should have, especially after working hard for many years. And there’s a wide number of options in the Lone Star State. So today, this Texas native is reviewing the best small towns in Texas to retire.

Some of those best small Texas towns that make a great place to retire include: Gruene, Meadow Lakes, Port Aransas, Glen Rose, Brady, and Kerrville.

But don’t worry. I’ll get to my top 25 below with all the important details for each one.

However, you cannot live out these dreams without financial freedom. You can read on tips for financial freedom HERE.

Saving for retirement is an integral part of life that should not be overlooked. Suppose you do not have a retirement plan. It is not too late, as you can read my recent article on the best ways to save for retirement.

Are you thinking of retiring to a small town in Texas?

I live in the Texas hill country and wouldn’t have it any other way. But large cities aside, there are tons of options with nice median home prices well below the national average. From coastal towns on the gulf coast to smaller, more central towns with 18-hole golf courses, Texas has a little bit of everything.

This article will explore the best options for you to live a peaceful and quiet life after retirement.

A Marco rainbow over Beaumont, Texas, Aug. 25, 2020. pic.twitter.com/mK8dk8ZrJl

— Ronnie Crocker (@rcrocker) August 26, 2020

Number 25 – Beaumont

Beaumont is a town with a population of less than 500,000.

It is located in the southeastern part of Texas. Retirees who want out of really large towns like Houston but want access to top amenities can choose this town. Driving from Beaumont to Houston requires only about 90 minutes.

In addition, it is close to the Neches River, which borders Louisiana.

Furthermore, there is Sabine Lake, where retirees can go fishing. Living in Houston is less expensive than in the larger cities. It also offers access to excellent health facilities.

And for baby boomer music fans, this is the home of Johnny and Edgar winter.

Number 24 – Hollywood Park

Hollywood Park is located in Bexar County, with a population of less than 4,000.

The town is relatively safe to live in. This beautiful community offers an excellent option for senior citizens who love golf. Some facilities cater to the health needs of older adults in the town. The cost of living, monthly housing rates, and property taxes are lower in Hollywood Park.

The lovely Salado Creek Greenway makes for exciting outdoor activities. Hollywood Park also has a Starbucks coffee store.

Number 23 – Meadow Lakes

Meadowlakes in the Hill county of Burnet county has a population of less than 2000.

There are great fishing, boating, and swimming options like the Lake Marble Falls Lake Lyndon. Retirees who enjoy playing golf will enjoy the Hidden Falls Golf Club.

One important feature of this town is that the monthly housing and property tax rate is lower than most places. Healthcare service is also available to the residents of this town.

Are you looking for some peace for inspiration after retirement? You would enjoy the beauty of nature in this town.

Number 22 – Clear Lake Shores

Clear Lake Shores is located in Galveston County, with about 1190 residents as of 2019.

The low population may be due to the hurricane disaster in 2008. Residents of Clear Lake Shores have access to a grocery store and a Farmers’ market to buy and sell locally grown produce.

In addition, an emergency healthcare facility that runs 24/7 is available in the town. The town is surrounded by water so you may want to consider if you love water sports. There are also beaches available if you want a tan or enjoy the beauty of the waters.

Nothing says “Merica” like the Stars and Stripes, Copters and Blue Bell Ice Cream from Brenham Texas. Thanks @cvp_ pic.twitter.com/2W4q3kgGLD

— Tim Lynn (@Sky5Tim) August 17, 2018

Number 21 – Brenham

Brenham is a town in east Texas located between Houston and Austin with a population of over 17,000.

The town is rich in history and nature- oak forests and grassy fields.

(Video) 13-year-old's father confronts teacher who sexually abused his son

It is a lovely town with many outdoor activities that draw tourists from all over. In addition, if you love ice cream, you are in for a treat because the Blue Bell Ice Cream is located in Brenham.

Finally, suppose you are looking for a place to retire that is fun while spending considerably less on monthly spending and property taxes, Brenham is a good fit.

25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (2)

Number 20 – Gruene

Gruene, pronounced as “green”, has a population of over 70,000.

A really exciting feature is the Guadalupe River that passes through it. Gruene is known for its historical relevance; the oldest dance hall in Texas is right here. In addition, there are so many options for sightseeing, dining and playing golf.

Furthermore, it is located within the New Braunfels city limits.

The scenery is beautiful, lots of festivals to keep the town alive, and access to quality social amenities. Gruene is also less expensive than the bigger cities.

Gruene is about 40 minutes from my house and is one of my favorite places to visit. Next door to the dance hall is one of my favorite restaurants; The Gristmill. Get some onion rings for me!

25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (3)

Number 19- Kemah

Kemah is one of the scarcely populated towns in Texas.

It is an excellent choice for retirement with fewer than 4,000 residents. Located in Galveston County, Kemah is great for retirees who want to live a quiet life and get the best out of it. It is not limited to restaurants, bars, and parks.

The town is famous for the Kemah Boardwalk that offers loads of fun for every family member. My kids and I have been to that boardwalk a few times, and it’s always a blast!

Living here gives you access to healthcare services and several golf courses. The monthly cost of housing in Kemah is about $300 less than the average in the State.

Number 18- Port Aransas

Port Aransas is a small town with a population of less than 5,000.

It is located in Nueces County, 180 miles southeast of San Antonio. Port Aransas is North of Padre Island and surrounded by the Gulf of Mexico, Corpus Christi Ship Channel, and Bay. Although the cost of living rivals Texas State, the peaceful and quiet life is worth it.

There are several fun activities to stay fit.

If you love the beach, Port Aransas offers a clean beach for your relaxation and several watersports to keep you fit. Living here gives you access to basic social amenities.

Dinosaur Valley State Park is a state park near Glen Rose, Texas, United States. #visittexas #visitusa #amitrips pic.twitter.com/31S0Bo0ApZ

— Travel (@AmitripsTravel) July 1, 2016

Number 17- Glen Rose

Glen Rose is a small town in Somervell County with a population of less than 3,000.

It is about an hour’s drive to Fort Worth. Suppose you are looking for a place with mild weather, then Glen Rose it is. Although it is a sparsely populated town, residents have access to a 36-hole golf course, hospitals, and other things.

However, the cost of monthly housing and property taxes is higher in Glen Rose than the national average.

Attractions include the historic downtown square, the Dinosaur Valley State Park, Big Rocks Park, museums, and other great parks.

Number 16- Bastrop

Bastrop is located Southeast of Austin, with a population of less than 9,000.

The monthly cost of housing and property tax is lower than in the States. However, suppose you are a retiree who prioritizes access to healthcare. In that case, you are at the right stop as there are various health care facilities in Austin, which is about a 30-minute drive.

Bastrop has several fun activities that young kids can engage in when they visit.

They would have a fun experience like never before. There is the suspension bridge across the Colorado River where you can bike, jog, hike or walk. Bastrop is known for its beautiful outdoor attractions like the Lake Bastrop, Bastrop State Park, etc.

I put an offer in on a house here once (my Mom lives there) but got outbid and ended up in Wimberley instead.

But Bastrop has a lot to offer!

25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (4)

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Number 15- Johnson City

Johnson City is in the County seat of Blanco County. It has a population of about 2000.

This hill country is a fun place to be for retirees. In addition, there is access to health and recreational facilities. It is an escape from the noisy and crowded city but with as much fun.

Pedernales Falls State Park is 10 miles east of Johnson City. The Lyndon B. Johnson National Historical Park is 12 miles east of Johnson City. Furthermore, the monthly cost of housing and property tax rate is lower than the States.

For wine enthusiasts, Johnson city offers a fine winery.

And you’re a hop, skip, and a jump away from Fredericksburg, which is an awesome town founded by German immigrants. There are tons of great wineries, restaurants, and antique stores there.

Plus, it’s close to my favorite state park, Enchanted Rock.

Number 14- Mineola

The town of Mineola is located in Wood County, with a population of less than 5,000.

Mineola is a bubbling town with an incredible downtown. If you want to retire to downtown in East Texas, you can opt for Mineola.

They have incredible fashion shops, winery, and yoga places- yoga is good for the health.

Mineola is hot in summers, but with winter comes the cold and wet season. Furthermore, the Walmart Superstore saves you a trip to the big cities. Living in Mineola is less expensive, fulfilling, and relaxing.

Beautiful sunset Horseshoe Bay Texas! pic.twitter.com/vNSvotv2s1

— Tamara Brock 🦋 (@tamarabrock) February 18, 2019

Number 13- Horseshoe Bay

Horseshoe Bay is a lovely small town for senior citizens with less than 5,000 residents.

Suppose you love spending time around the beach and playing golf, Horseshoe Bay has got you covered.

The moment you see the natural beauty of this town, you can’t help but fall in love with it. So many people come here to visit the beach and the blue-colored waters to take beautiful pictures. Although it may be a little pricy for housing, it is a great place for retirement.

Number 12- Jefferson

This East Texas town has a population of less than 1800 as of 2020.

Jefferson has Caddo Lake, where you can spend some quality outdoor time. In addition, you can also visit the Picturesque Lake O’the Pines and its surrounding parks.

It is famous for its bed and breakfast that can be a perfect getaway for you and your partner.

Jefferson is a historic town with a museum that displays the region’s history and early age. A great retirement plan that is quiet, lots of outdoor activities to keep fit and keep the romance alive.

25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (5)

Number 11- West Lake Hills

West Lake Hills is located in Travis County, with a population of less than 4,000. However, the cost of living and housing is considerably higher due to its close proximity to Austin.

But, it makes up for this with rural landscapes, good schools, health care facilities, and restaurants.

The outdoor scenery is great, and you can visit parks, lakes, and Habit Preserve. This is one of the best places to retire as it brings you closer to nature to appreciate the beauty of life.

I worked in Westlake for many years and still do martial arts there.

It’s a great little town just minutes from Austin but feels a whole world away. And over the years, it’s become less of a family town and more for empty-nesters.

Beautiful day to go out canoeing out at Village Creek in Silsbee, Texas. pic.twitter.com/8ceyt3RDu3

— 𝙹𝚞𝚊𝚗 𝙻. 𝚁𝚘𝚍𝚛𝚒𝚐𝚞𝚎𝚣 (@_JuanRodriguez_) June 4, 2019

Number 10- Silsbee

Silsbee is a town located in Southeast Texas with a population of 6,563 as of 2020.

This town has various woods, which gives it a natural look. If you are someone who loves to breathe in the freshness of nature, then this is for you. This town is about 21 miles north of Beaumont.

It is great for retirees due to low property taxes, housing costs, and crime rates. Silsbee is also known for its warm climate, making it excellent for outdoor activities. This town has several parks like Knipple, Veteran, etc. The Neches River also flows through the town, making it perfect for canoeing or kayaking.

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Just 15 miles from the town is the Big Thicket National Preserve, filled with wildlife and natural beauty.

Number 9- Brady

Brady, often described as the heart of Texas, is located in McCulloch County, Central Texas.

It is a town with a population of about 5,200 people. Brady is an ideal retirement place because the cost of housing is less than what we see in the bigger cities of Texas.

It is home to the famous yearly World Championship Barbeque Goat Cook-off.

This competition takes place during the Labour Day weekend at Richards Park. The weather is nice, although there are variations throughout the year. Located Northwest of the town is a nine-hole golf course.

There is also a Critical Access Hospital for emergency cases before transferring to big hospitals.

25 Best Small Towns in Texas to Retire in 2022 | Middle Class Dad Money (6)

Number 8- Burnet

Burnet in Central Texas has a population of fewer than 7,000 people.

The town was named after the first President of the Republic of Texas, David Gouverneur Burnet. Moreso, living in Burnet offers good access to restaurants. In addition, it is relatively safe with low crime rates. This town is commonly known as the bluebonnet capital of Texas.

The attractions include rolling hills, lakes, Historic Burnet Square, Texas Wine Trail, and several museums with historical significance. Burnet is about an hour’s drive to Austin.

There is also an 18-hole championship golf course where retirees can spend time.

Number 7- Cameron

Cameron is an interesting town in Milam County with a population of less than 6,000.

If you are looking for an area with lots of activities and fun, you may want to consider this option. The majority of the populace are older adults who moved there to be free from the bustle of the big cities. The cost of housing is low, and the weather is great, which makes it a great place to retire.

However, you may need to go into the city for groceries and better medical care.

Furthermore, you will find great pleasures in the options available for golf, dining, and getting books. It is a small but lively town with the annual Dewberry Festival, Classic Basketball Tournament, and Christmas parade.

Last Picture of My Day #2778 St. Ann Catholic Church, Yoakum, #Texas #aerialphotography #drone #goprokarma #churches https://t.co/kuITCvTqAx pic.twitter.com/iJeCupbL3g

— Billy Calzada 🇺🇸 /Photojournalist/Love 1 Another (@BillyCalzada) July 13, 2018

Number 6 – Yoakum

The town of Yoakum borders DeWitt and Lavaca counties with a population of less than 6,000.

The cost of housing and property tax is low, making it a great option for retirement. In addition, the town is safe and has low crime rates. There are great restaurant choices. If you decide to settle, you will enjoy the fine weather and easy access to a medical professional.

However, if you enjoy golf, there is only one golf course in the town. Finally, let us not forget the museum that holds historical and cultural significance to Texas.

Number 5- Monahans

Monahans is a town with a population of about 8,000, with seniors making up about 15% of the total population.

The town is in west Texas, so expect higher temperatures than other regions.

If you don’t like very cold winters, this may be the spot for you. The Monahans Sandhills State Park is an excellent choice for camping, picnicking, and hiking. Housing cost is about 45% lower than the big cities.

In addition, property tax is fair, making it a good choice to settle.

The town of Monahans is known for hosting the AQHA Quarter Horse Show, Freedom Fair, Butterfield Overland Stagecoach, wagon festivals, and many other interesting events that keep the town lively and fun.

Number 4- Aransas Pass

Aransas Pass promises an exciting life similar to that in the big towns but with lesser noise and pollution.

It is 16 miles Northeast of Corpus Christi. The name is derived from the pass joining St. Joseph’s Island and Mustang.

With a population of about 8,000, about 19% are older adults, and 1.5 are immigrating retirees.

Aransas Pass promises warm weather and beaches, making it a top choice for retirees. There is plenty of restaurants, golf coasts, doctors, and recreation facilities, plus access to the grocery store.

If you imagine a retirement life that involves enjoying the sight of the ocean under a nice shade, then this is it!

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Number 3- Granbury

Granbury is a town that may be a bit expensive. However, you have better access to amenities than other towns. It is located about 50 miles to the Southwest of the Fort Worth metro area.

The town is relatively safe with great weather.

Grocery stores are nearby, so you don’t need to drive to the big cities to fill your kitchen. This historical town is home to the family of Davy Crockett after his death. The population of Granbury is about 8,000, and 27% are senior citizens, with another portion of the population being retirees who came to settle in the town.

Photo: the beautiful Guadalupe River, icon of #Kerrville #Texas. pic.twitter.com/ifO1nuDxSA

— The Museum of Western Art (@MOWAKerrville) October 2, 2014

Number 2- Kerrville

Kerrville is undoubtedly a large town with a population of over 20,000. It is 60 miles northwest of San Antonio. A good percentage of the citizens are within retirement age.

Therefore, the monthly housing and property tax cost are less expensive than the State.

The weather is also pleasant, and occupants have excellent access to grocery stores, health facilities, and social amenities like restaurants and fitness centers. However, if you are a golf-loving retiree, you may have to drive a small distance to access the various golf courses.

The Guadalupe River passes through the town, which gives it a serene look.

It is a town rich in social and cultural activities that promise lots of fun. You can visit theaters and museums or watch the Kerrville Symphony Orchestra perform at the Symphony of the Hills. If you stay within Texas, you would have probably heard about the 18 days Kerrville Folk Festival, which is super exciting.

Number 1- Fredericksburg

Fredericksburg is located in Central Texas, just 78 miles west of Austin.

The population in this town is above 10,000. Fredericksburg’s monthly cost of housing is 10% less than the State. This town is home to many retirees that settle in Texas.

It is a safe town with a low crime rate. Living in the town of Fredericksburg gives retirees and their families access to professional doctors, exotic restaurants, and recreation facilities.

There aren’t so many golf courses, but you will always get a place to play. Fredericksburg is in Texas Hill Country, which promises a mild climate. In addition, there are many tours and wine tastings for tourists and occupants.

Top 10 Best Rural Counties in Texas to Retire. (or just move to)

Conclusion

There are several amazing places in the great State of Texas that you can choose for retirement.

This article covered towns that had amazing beaches, lakes, restaurants, golf courses, hills, and parks. And of course, no matter which one you choose, there’s no state income tax!

However, while it is good to save for retirement, you should also consider an emergency fund.

You can read one of my recent articles to understand the importance of emergency funds. So, start saving and making plans for your retirement today!

This will be a decision you won’t regret.

Pictures that require attribution:

Pictures may have been cropped, edited, or had a text overlay added and are used under CC2.0

Outside the Gristmill in Gruene by David B Nash

Kemah Boardwalk after dark by Jerald Jackson

Water over Limestone by Corey Leopold

Mount Larson: the other viewpoint to downtown Austin by Matthew Rutledge

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Bluebonnet House – Texas by G. Lamar and Image by David Mark from Pixabay

FAQs

Where is the most affordable place to retire in Texas? ›

El Paso. El Paso is often ranked as the cheapest place to retire in Texas, but it also gets high marks for the overall happiness rating of its residence. You'll get access to high-quality healthcare, recreation, and cultural attractions.

Where is the best place for seniors to live in Texas? ›

Fredericksburg, Texas takes the number 1 spot on our Top 10 Best Places to Retire in Texas with a population under 100,000 residents. Fredericksburg is a town in central Texas located about 78 miles west of Austin. As of the 2010 Census, Fredericksburg had a population of 10,530 residents.

What is the best small town in Texas to live in? ›

Granbury. Located right on Lake Granbury, the quaint town of Granbury has been named the best historic small town in the country by USA Today, and a quick stroll through its historic center makes it clear why!

Where is the cheapest and safest place to live in Texas? ›

Amarillo

The most populous city in the Texas panhandle, Amarillo is the number one cheapest city to live in Texas. Everything in this city is well below the national average, making it a great spot to choose if you're looking to save more money for vacations, retirement, or those occasional rainy days.

Do you pay taxes on Social Security income in Texas? ›

Social Security Benefits: Of course, because there's no income tax, there's no tax on your Social Security benefits in Texas, either. So, feel free to spend some of that money on a ten-gallon hot or a set of spurs instead of state taxes. Income Tax Range: Not applicable (no income tax).

What town in Texas has the lowest cost of living? ›

Progreso. A small town of less than 6,000 people not far from the Rio Grande and the Progreso Lakes, Progreso is the most affordable place to live in Texas. The median home price there is just slightly above $50,000, and the median rent is only a little more than $550 per month.

Where is the cheapest and nicest place to live? ›

Here are the top 10 most affordable cities to live in the U.S., according to the Council for Community and Economic Research's Cost of Living report.
  • Cedar Park, Texas.
  • Midland, Texas.
  • Ogden, Utah.
  • Raleigh, North Carolina.
  • Provo, Utah.
  • Des Moines, Iowa.
  • Austin, Texas.
  • Minneapolis, Minnesota.
28 Jul 2021

What part of Texas has the cheapest houses? ›

Pecos makes a strong case for being the cheapest place to live in Texas. Housing is particularly affordable, with the average rent coming in at just $550 and the median home value at $54,200. With culture, nature, and affordable cities, Texas might just be the perfect new home for you.

What is the number 1 place to retire in the world? ›

1. Panama. Not for the first time, Panama tops the list of the world's best places to retire. Located away from Central America's hurricane belt, its warm tropical climate is tempered by breezes from the Pacific Ocean on one coast and the Caribbean Sea on the other.

What taxes do retirees pay in Texas? ›

Texas is tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are not taxed. Wages are taxed at normal rates, and your marginal state tax rate is 5.90%.

Where is the safest place for seniors to live? ›

Retire in One of the Safest Cities to Live in the U.S.
  • San Rafael, California, M.S.A. ...
  • Safe large cities. ...
  • Plano, Texas. ...
  • Portland-South Portland, Maine. ...
  • Provo-Orem, Utah. ...
  • Worcester, Massachusetts. ...
  • Environmental factors to consider for safe cities. ...
  • Working with a trusted banking partner.

What is the safest town to live in in Texas? ›

Here are the 10 Safest Cities in Texas for 2022
  • Trophy Club.
  • Fulshear.
  • Fairview.
  • Colleyville.
  • Memorial Villages.
  • Elgin.
  • Highland Village.
  • Fate.

What is the nicest town in Texas to live in? ›

10 Best Places to Live in Texas
  1. Austin. Drum roll please—the best place to live in Texas (at least according to this subjective list) is its own state capital: Austin!
  2. Dallas-Fort Worth. Coming in second place is the Dallas-Fort Worth metroplex. ...
  3. Houston. ...
  4. San Antonio. ...
  5. Killeen. ...
  6. Beaumont. ...
  7. Corpus Christi. ...
  8. El Paso. ...

What part of Texas has the best weather? ›

The answer is in the Panhandle, particularly around and north of Amarillo. Amarillo has an average summer temperature of 76.5 degrees, according to the National Weather Service.

What is the poorest town in Texas? ›

Following are the top 10 poorest cities in Texas.
  • 1) Prairie View. Prairie View is Texas' poorest city due to a combination of low wages and a lack of employment opportunities. ...
  • 2) Carrizo Springs. ...
  • 3) Center. ...
  • 4) Marlin. ...
  • 5) Commerce. ...
  • 6) Robstown. ...
  • 7) Raymondville. ...
  • 8) Rio Grande City.
5 Aug 2022

Is there really a $16728 Social Security bonus? ›

You can receive as much as a $16,728 bonus or more every year. A particular formula will determine the money you'll receive in your retirement process. You must know the hacks for generating higher future payments.

How much Social Security will I get if I make $40000? ›

Those who make $40,000 pay taxes on all of their income into the Social Security system. It takes more than three times that amount to max out your Social Security payroll taxes. The current tax rate is 6.2%, so you can expect to see $2,480 go directly from your paycheck toward Social Security.

How much Social Security will I get if I make $25000 a year? ›

So, if you have a part-time job that pays $25,000 a year — $5,440 over the limit — Social Security will deduct $2,720 in benefits. Suppose you will reach full retirement age in 2022.

Where is the cheapest place to live in North Texas? ›

Top 10 Cheap Places to Live in North Texas
  1. Grapevine. Grapevine is a city located in the Dallas-Fort Worth Metroplex. It's known for its small-town charm and affordability. The cost of living in Grapevine is 11% lower than the national average, and the median home price is just $472,000.
  2. Flower Mound.
3 Jan 2022

Is Texas housing market slowing down? ›

The Texas housing market is slowing down in the face of higher interest rates, but it remains healthier than the rest of the nation.

What is the cheapest way to live? ›

The absolute cheapest ways to live
  • Live in an RV.
  • Housesitting.
  • Live abroad.
  • Rent out a room in your home.
  • Become a live-in property manager.
  • Be a live-in caregiver.
  • Live for cheap with family.
  • Live cheaply by finding a roommate.

Where is the cheapest and safest place to retire? ›

The 10 Best Affordable Places to Retire:
  • Daytona Beach, Florida.
  • Pensacola, Florida.
  • Lakeland, Florida.
  • Asheville, North Carolina.
  • Ocala, Florida.
  • Knoxville, Tennessee.
  • Scranton, Pennsylvania.
  • Myrtle Beach, South Carolina.

Where in the world can you live on 1000 dollars a month? ›

1. Argentina. The cost of living in Argentina is up to 60% less than in the United States. You can get by in Argentina for about $1,000 per month.

What is the best state to live in financially? ›

Here are the 10 most affordable states in the U.S.:
  • Indiana. Average cost of living index: 90.57. ...
  • Michigan. Average cost of living index: 90.40. ...
  • Missouri. Average cost of living index: 89.75. ...
  • Tennessee. Average cost of living index: 89.49. ...
  • Georgia. Average cost of living index: 89.30. ...
  • Arkansas. ...
  • Alabama. ...
  • Oklahoma.

What's the cheapest state to live in? ›

Mississippi. Mississippi is the cheapest state to live in in the United States. Overall, costs in the state are 17% lower than the national average.

What state has the cheapest cost of living? ›

Mississippi. Mississippi has the lowest cost of living in the United States. With a cost of living index of 83.3, expenses are nearly 17% less than the national average. Mississippi's housing costs are the lowest in the nation.

What cities in Texas make the most money? ›

Highest-earning cities in Texas
  • #7. Trophy Club. ...
  • #6. Colleyville. ...
  • #5. Bellaire. ...
  • #4. Highland Park. ...
  • #3. University Park. ...
  • #2. Southlake. – Median household income: $240,248. ...
  • #1. West University Place. – Median household income: $250,000+ ...
  • You may also like: Counties with the worst commutes in Texas.
15 Dec 2021

Where can I retire on $2000 a month? ›

Ready to start searching for a new place to enjoy your golden years? Keep reading to discover 10 cities where you can retire on $2,000 per month.
...
The Best Cities To Retire on $2,000 a Month
  • North Royalton, Ohio. ...
  • San Angelo, Texas. ...
  • Longview, Texas. ...
  • Florissant, Missouri. ...
  • Des Moines, Iowa. ...
  • Parma Heights, Ohio. ...
  • Baytown, Texas.
4 days ago

Where is the happiest place to retire? ›

Cape Coral, Fla.

With its desirable climate and favorable tax status, Florida is filled with popular retirement destinations. Many of our favorite retirement spots in the Sunshine State can be found along the Gulf Coast including St. Petersburg, Sarasota and Punta Gorda.

Where is the cheapest place to live on SSI? ›

Jackson, Mississippi. Mississippi has the lowest cost of living in the entire country, so it shouldn't be too much of a surprise that Jackson had the third-lowest cost of living of any of the cities considered in this study — including a median monthly rent under $800.

At what age do you stop paying school taxes in Texas? ›

Age 65 or older and disabled exemptions: Individuals age 65 or older or disabled residence homestead owners qualify for a $10,000 residence homestead exemption for school district taxes, in addition to the $40,000 exemption for all homeowners.

At what age do you stop paying property taxes in Texas? ›

Property Tax and Appraisals

The Texas Tax Code, Section 33.06, allows taxpayers 65 years of age or older to defer their property taxes until their estates are settled after death.

How much do property taxes go down when you turn 65 in Texas? ›

Seniors qualify for an added $10,000 in reduced property value. Additionally, all taxing districts can offer optional percentage exemptions of up to 20% of the home's value or at least $5,000. Optional percentage exemptions for seniors may also be available from taxing districts. These exemptions start at $3,000.

What is the number 1 state for retirement? ›

According to Bankrate's study, Florida is the best state for retirement in 2022, followed by Georgia, Michigan, Ohio and Missouri. Alaska, on the other hand, held last place in our ranking. The state was dragged down by back-of-the-pack scores in affordability and weather.

What's the best small town to retire in? ›

10 small towns to consider for retirement:
  • Georgetown, Texas.
  • Leander, Texas.
  • Queen Creek, Arizona.
  • New Braunfels. Texas.
  • Fort Myers, Florida.
  • Casa Grande, Arizona.
  • Maricopa, Arizona.
  • North Port, Florida.

What is the best place to live in the old age? ›

Switzerland. Switzerland ranked first as the best country live in if you're 60 or older, with the report's authors citing the country's policies and programs that promote older adults' health and an enabling environment.

What is the #1 safest city in Texas? ›

1. Hutto. Just north of Austin, Hutto ranks as the top safest city in Texas.

What part of Texas has no natural disasters? ›

Amarillo. Amarillo is the only city in our top 10 that has scores of zero in flood, lightning and hail categories, which is why it reigns as the second safest town in The Lone Star State.

What part of Texas is everyone moving to? ›

AUSTIN (KXAN) — More people are moving to Dallas, Houston and San Antonio than Austin, according to a new moving company report. PODS Moving & Storage analyzed data from nearly half a million customers who relocated between January 2021 and March 2022.

What is the best county to retire in Texas? ›

Brewster County

#1 Best Counties for Retirees in Texas.

Which city in Texas has the least humidity? ›

Winter. Fort Worth has the fewest muggy days in Texas.

Where is the cheapest and safest place to live in Texas? ›

Amarillo

The most populous city in the Texas panhandle, Amarillo is the number one cheapest city to live in Texas. Everything in this city is well below the national average, making it a great spot to choose if you're looking to save more money for vacations, retirement, or those occasional rainy days.

What is the best small town in Texas to live in? ›

Granbury. Located right on Lake Granbury, the quaint town of Granbury has been named the best historic small town in the country by USA Today, and a quick stroll through its historic center makes it clear why!

Where is the best place to live in Texas for retirees? ›

Fredericksburg, Texas takes the number 1 spot on our Top 10 Best Places to Retire in Texas with a population under 100,000 residents. Fredericksburg is a town in central Texas located about 78 miles west of Austin. As of the 2010 Census, Fredericksburg had a population of 10,530 residents.

Is Texas a good state for retirees? ›

Texas is a great state for retirees! If you love the idea of low taxes and a low cost of living, then you can make your fixed income last longer in Texas. Retirees can also enjoy mild winters and exciting cultural opportunities in thriving Texas cities like Houston and Dallas.

Which part of Texas has the best climate? ›

The answer is in the Panhandle, particularly around and north of Amarillo. Amarillo has an average summer temperature of 76.5 degrees, according to the National Weather Service.

Is Texas a retirement friendly state? ›

Is Texas tax-friendly for retirees? Texas is a tax-friendly state, as it does not have an income tax. As a result, Social Security retirement benefits, pension income, retirement account income and all other forms of retirement income are not taxed at the state level in Texas.

Is it better to retire in Texas or Florida? ›

You should retire in Texas because of its low cost of living, cheaper real estate, and zero income tax burden. While Florida may allow you to stretch the dollar to an extent, you can make your money go a long way in Texas. Of course, the decision comes down to more than just the cost of essentials.

Where is the most affordable place to live in Texas? ›

Most Affordable Places to Live in Texas
  • Brownsville.
  • El Paso.
  • Galveston.
  • Harlingen.
  • Lewisville.
  • McAllen.
  • Temple.
3 Aug 2022

At what age do you stop paying property taxes in Texas? ›

Property Tax and Appraisals

The Texas Tax Code, Section 33.06, allows taxpayers 65 years of age or older to defer their property taxes until their estates are settled after death.

How much money do you need to retire in Texas? ›

In Texas, average retirement spending stands at an estimated $1,029,393 - the 20th highest among states. Goods and services in the state are 0.5% less expensive than they are, on average, nationwide, and life expectancy at age 65 is 18.9 years to 83.9, compared to 19.5 years to 84.5 across the country as a whole.

What part of Texas has the best winters? ›

But if you want to beat the heat and look for more snow during the winter, then Fort Worth has the best record. It gets more snow than most other regions of Texas because it sits at a higher elevation. Generally, the northern panhandle sees the most winter weather.

What is the least humid part of Texas? ›

Fort Worth has the fewest muggy days in Texas.

Dallas has just a few more muggy days because it is 200 ft. lower than Fort Worth. San Antonio and Austin both average a 68° to 73° dew point for almost 1/2 of the year (mid-April thru September). Houston averages around 200 muggy days a year.

Where in Texas has the best weather year round? ›

Based on previous data, Houston has the best weather out of the six major cities in Texas (Houston, San Antonio, Dallas, Fort Worth, Austin, and El Paso).

At what age is Social Security not taxable? ›

However once you are at full retirement age (between 65 and 67 years old, depending on your year of birth) your Social Security payments can no longer be withheld if, when combined with your other forms of income, they exceed the maximum threshold.

What state is best financially to retire in? ›

According to Bankrate's study, Florida is the best state for retirement in 2022, followed by Georgia, Michigan, Ohio and Missouri. Alaska, on the other hand, held last place in our ranking. The state was dragged down by back-of-the-pack scores in affordability and weather.

Is it cheaper to retire in Texas or Florida? ›

Is Texas an Affordable Place to Live? The cost of living in Texas is widely considered as being very low compared to other states. Many even argue that it is significantly less than what it costs to live in Florida. According to research from 2020, to retire comfortably in Texas, you'll need $58,000/year.

Which city in Texas has the lowest property taxes? ›

Here are the five DFW-area suburbs with the lowest total property tax rates, in order from low to high:
  • Roanoke 2.1%
  • Frisco - 2.18%
  • Plano - 2.18% ...
  • Grand Prairie - 2.92%
  • Rowlett - 2.89%
  • Coppell - 2.71%
  • Irving - 2.68%
  • Richardson - 2.67%
20 Sept 2021

Why are so many Floridians moving to Texas? ›

Many job opportunities, cheaper homes, lower cost of living, great weather and food, many outdoor activities, good schools, friendly people… there are many reasons why so many people and even businesses are moving to Texas.

Is it cheaper to retire in Arizona or Texas? ›

Arizona is 6.6% more expensive than Texas.

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